Wide bay Australia house
50 Borilla Street
Emerald QLD 4720

P.O Box 1788
Emerald QLD 4720

Phone: (07) 4980 7733
Mobile: 0419 270 634
Email: steve@stevetaylor.com.au



Steve Taylor

 

The main strengths Steve Taylor has to offers is:-

  • Product knowledge
  • The respect and faith of clients
  • Everyone in his team have two main attitudes
  • Do it once and do it right
  • We’re here for the long haul, not the short haul

He has competitors with 200 sales people and 70 call centre operators. To service this type of operation the end product usually results in 100% sale to investors, resulting in housing estates with the potential of becoming future slums.

With Steve, however the overall ratio of Steve Taylorinvestor to owner occupier is approximately 1 to 9. Every block of land and relative house plan is inspected and personally approved by him before it is offered to his clients. Steve never phones or calls on a client who has not invited him to do so.

His long term approach includes using a Builder of high reputation who uses tradesmen that take pride in producing quality houses, houses that are built to last. There are tenants wanting our homes giving us an almost zero vacancy factor and we rarely have any building problems to fix. All buildings are guaranteed for 6 years and the builder, Mancorp Quality Homes, is a Member of Queensland Master Builders Association, who in July '08 awarded Mancorp "Best Display Home" and the Presidents award for "Excellence in Construction".

"Many of my clients buy a house property every two to three years. This only happens if they are happy with the service provided, the quality of the product, and the performance of their investment. Repeat business is not a problem when you consider the average price of a house in Brisbane in 1968 was $13,000, and today is approximately $500,000."

Steve’s basic philosophy is to maximise profit on funds employed, that is to use as little of your money for maximum result.

For example, Steve has developed a unique banking product that enables his clients to buy a brand new house, save on stamp duty, outlay no money for the land, or during construction period and on completion pay off a $500,000 home with a principle and interest for Approximately $200 per week.

As Steve’s end aim is for his clients to retire debt free owning several houses he advocates buying and accumulating, rather than buying and selling.  With this in mind Steve is currently advocating a variable interest rate whilst the trend is downwards. He is monitoring rates weekly & anticipates soon advocating locking rates in for 5- 10 years.

 A quick test for comparison of investment decisions is to say:-

  • How much money will I invest initially?
  • How much will I contribute weekly?
  • How much will I have accumulated in 10 years?

The Real Estate Institute of Queensland recently released figures on the increase of average home sales in south east Queensland for the five year period March 2002 - March 2007. The average price in every suburb selected by Steve has more than doubled during this five year period.

Steve considers the average REAL rate of inflation to be higher than the official rate. Whilst the world economic crisis & lower oil prices have temporarily reduced the consumer price index, Steve forecast that the economic "Pump Priming" of early 2009 will result in higher Inflation in 2011-2012. Steve also predicts that February 2009 will see bottom of oil prices. Whilst the average house price in Brisbane is close to $500,000 Steve predicts the average will be $1,000,000 plus in7 to 10 years time.

Building Approvals - Australia

For example the average house price of a Brisbane in 1968 was $13,000 and now is almost $500,000. If they were to double every ten years they would only be $208,000 now. The reality is they have increased to more than double this figure.

In late 2006, newspaper "The Australian" made a series of prediction called "A vision for the Nations future 2026". They predicted that the average price of an Australian home in 2026 would be $1.9M. If however the average price of a house in Brisbane increases at the same rate as the last 40 years, we will be looking at $16 million in 2048.